LML Insurance Group

We are LML Insurance Group, working from West Perth in Greater Perth. We help mining suppliers, farmers, retailers and households consider insurance in the context of their actual activities, property and contracts. Our focus is business and home cover, trade credit and marine risks, with attention to practical risks rather than a standard package.

Clients in similar industries can have different exposures. Issues involving farm equipment loss, trade debts, employee injury and property damage may depend on working locations, employees, assets and agreements with other parties. We discuss these details before considering what protection may be relevant.

Our work includes Insurance Broker, Business Insurance, Car Insurance, Home Insurance, Landlord Insurance, as well as Trade Credit Insurance and Marine Cargo Insurance. Each type of insurance addresses particular circumstances and may have limits, excesses and exclusions. We explain those distinctions and encourage clients to review the wording that applies to their own situation.

A new contract, changed property use or additional machinery can affect an insurance program. We encourage clients to discuss these developments early and to provide accurate information when cover is arranged or reviewed at renewal.