Direct Insurance Brokers

We are Direct Insurance Brokers, a family-owned general insurance brokerage based on Brookes Street in Bowen Hills, Brisbane. We work with businesses and personal clients on a range of property, motor and specialist risks. Our conversations begin with how an asset or business is actually used.

For business cover, we examine premises, activities, staff, equipment and dealings with customers. We discuss the sections of a proposed package and questions that should be clarified with insurers, so that the policy description reflects how the enterprise really operates.

Commercial property discussions involve premises, equipment, stock and the effect damage may have on operations. We consider the use of each location and the value of assets, then explain how policy conditions, limits and exclusions may affect the protection available.

Public liability requirements depend on activities, customer contact and obligations to other parties. We discuss the nature of the work, product exposures and contract requirements, while helping clients understand the limits and exclusions that may apply to liability cover.

Professional indemnity can be relevant to businesses providing advice, designs or specialist services. We discuss the work carried out and responsibilities accepted in contracts, then explain how professional indemnity differs from ordinary public liability insurance.