Cover Club

We are Cover Club, a personal insurance brokerage based on Musgrave Road in Coopers Plains. We help households compare home, car, caravan and selected holiday-rental cover, review policy options at renewal and understand the process for making a claim.

Our work includes home and motor insurance, caravans and properties used for short stays. We revisit cover at renewal and explain differences in exclusions and excesses. If a claim is needed, we help policyholders understand the insurer's paperwork and reporting steps.

Personal insurance discussions begin with the household's assets and circumstances. We ask about homes, vehicles and financial responsibilities, then examine how policy choices vary with the way a property is occupied or an asset is used.

Vehicles have different exposures according to how they are used. We discuss private cars, commercial vehicles or transport equipment where relevant, reviewing the declared use, excesses, exclusions and other terms rather than assuming all motor policies operate alike.

Caravans and camper trailers have different risks from a conventional car, especially when being stored, towed or used on a trip. We help clients compare specialist policies and understand conditions relating to the vehicle itself, optional contents, repairs and relevant excesses.