Business Insurance Cover Services

We are Business Insurance Cover Services, also known as BICS, with an office on Gympie Road in Chermside, Brisbane. We specialise in commercial insurance advice for trades and businesses, including painters and decorators who rely on tools, working vehicles and project contracts.

For business cover, we examine premises, activities, staff, equipment and dealings with customers. We discuss the sections of a proposed package and questions that should be clarified with insurers, so that the policy description reflects how the enterprise really operates.

Public liability requirements depend on activities, customer contact and obligations to other parties. We discuss the nature of the work, product exposures and contract requirements, while helping clients understand the limits and exclusions that may apply to liability cover.

Construction projects bring together workers, machines, materials and several parties under a contract. We ask about the work performed and the obligations described in project documents. Reviewing these details can help a contractor understand the cover and proof of insurance that a client or principal may request.