BeauLife

We are BeauLife, a specialist life and personal risk insurance advisory business with an office on Edward Street in Brisbane City. Our family-run practice traces its beginnings to Paul Beauchamp and includes Matt and Mark Beauchamp. We help individuals and families consider how illness, injury, disability or the death of a loved one could affect the income and obligations on which they depend.

Life insurance discussions begin with the people a client wants to protect, and the debts and living costs that may continue after a death. We consider household circumstances and the purpose of cover before explaining the available arrangements. We also advise on income protection, including the importance of waiting periods, benefit periods and definitions of being unable to work.

Total and permanent disability insurance and trauma insurance address different circumstances. We discuss how long-term inability to work may affect debt, care and rehabilitation needs, and how serious medical events are defined in a policy. The purpose and conditions of each product should be examined carefully; a diagnosis or injury does not automatically establish an entitlement to a benefit.

We also help clients review existing cover, including insurance held through superannuation, and assist with applications and insurer communications. If a claim is needed, we explain the steps, help assemble documentation and follow up with the insurer. Decisions remain subject to the policy terms and facts.