Allinsure

We work with business owners through offices in Canberra and Melbourne, focusing on commercial insurance and risk reviews. Hospitality operators, builders, professional firms and transport companies have different exposures. We begin by learning about their operations, contracts and assets before discussing suitable products.

Business insurance may address premises, equipment, theft and interruption to trading. Contract works insurance is relevant to certain construction projects, while commercial motor arrangements may cover vehicles used in business. We help clients consider how policy terms relate to these everyday activities.

Public and product liability, professional indemnity, management liability and workers compensation each serve different purposes. Customer injury, alleged professional errors, directors' responsibilities and workplace incidents cannot necessarily be addressed by the same insurance policy. We explain the scope and conditions of the options.

Specialist matters include cyber risks, strata property, trade credit and freight. An organisation holding customer information may need to consider the consequences of a data breach, while a body corporate and a transport operator have quite different concerns. We discuss these exposures in the context of each business.