YSP Lending

We are YSP Lending, a mortgage broking business in Griffith, Canberra. Director and senior broker Yianni Pazios works with Georgia Pazios in client services, helping home buyers, investors and businesses understand their finance options.

For home loans, we discuss deposits, household income, expenses and existing debts. We explain lender assessment, repayment terms and account features so clients can compare different borrowing arrangements.

First home buyers may need support with purchase costs, documents, pre-approval and settlement. We discuss applicable assistance programs and the difference between a preliminary estimate and final lender approval.

Investment property borrowing involves expected rental income, ownership expenses, existing mortgages and future plans. We discuss loan structures and the effect additional debt may have on ongoing cash flow.

Clients upgrading or downsizing may need to coordinate their existing loan with the next property purchase. We also discuss equity release for renovations or other purposes, including additional repayment responsibilities.

Commercial borrowing covers business property purchases, refinancing and cash flow funding. We review the borrowing entity, funding purpose, operating records and security requirements relevant to each lender.