The Finance Family

We provide mortgage and finance broking from Berwick in Melbourne's south-east. We work with first-home buyers, families moving house, property investors and business owners. We begin with a discussion of income, current debts, borrowing purpose and timing, then compare suitable lenders and loan features. We want clients to understand repayment obligations, documentation needs and potential costs before choosing a credit facility.

The Finance Family is led by Tony van de Kerkhof and Luke Jacobson. Our brokers include Sam Fernando, Niki Li and Patricia Srinivasan, supported by client service and application colleagues. We help clients organise the information a lender needs and stay informed as an application progresses. Our team explains additional document requests and credit conditions so that each step has a clear purpose.

For first-home buyers, we help discuss deposit plans, borrowing capacity, pre-approval and the purchase timeline. Different mortgage products involve different fixed or variable structures, repayment terms and account features. Families moving to another property may also need to coordinate an existing loan with the proposed purchase. We assist with the practical information needed for valuations, loan assessment and settlement.

Investment borrowing may involve existing property equity, expected rental income, other credit facilities and holding costs.