The Boutique Broker

Our Sherwood team provides mortgage broking assistance for home purchasers, first-home buyers, investors and homeowners reviewing existing loans. Peta-Louise and Josh are the two brokers available through our contact pages.

For first-home buyers, we explore the deposit, borrowing budget, existing commitments and expenses associated with purchasing. We explain documentation needs and relevant buyer arrangements before a formal application is submitted.

Self-employed borrowers may require a different approach to documenting income. We discuss business financials, tax records and lender policies, helping applicants understand what evidence may be needed.

When purchasing a property off the plan, we consider settlement timing, deposit arrangements and the lender's property assessment process. Clients can ask how a conditional indication differs from approval closer to settlement.

We help existing homeowners examine refinancing options by reviewing the current loan term, repayment features and potential transfer costs. A different interest rate is only one part of assessing a new mortgage.

Bridging loans may be relevant to people buying their next home before selling the current property. We explain possible overlapping repayments, transaction deadlines and the intended exit arrangement.