Meet Finance & Homes

We provide mortgage broking from Epping in Melbourne's north, helping first-home buyers, homeowners, people building a property and investors consider their financing options. We begin by understanding the purpose of a loan, a household's income and existing commitments, deposit plans and relevant deadlines. We then explain how lender requirements and available products may differ, so the steps toward an application are easier to follow.

For first-home buyers, we discuss budgets, borrowing capacity, deposits and the documentation needed for a mortgage application. Building a home can involve a different lending process, including construction schedules, supporting contracts and progress payments. We help clients understand those requirements and consider relevant construction finance products before proceeding with an application.

Investment property borrowing involves its own questions about existing loans, equity, rental assumptions and future repayments. We help clients compare investment lending options and prepare the information required for assessment. We also offer refinancing reviews for people who want to revisit their current loan structure, features or repayment arrangements while considering switching costs and lender criteria.