Legacy Lane Finance

We provide mortgage and finance broking from Richmond in Melbourne. Our clients include first-home buyers, homeowners, property investors and business owners. We begin by discussing the borrowing purpose, income, existing debts and transaction timing. We compare lenders and explain mortgage structures, features, documentation and repayment obligations so clients can assess their options in context.

Our team includes James Thompson, James Orr and Katharina Argana. We help clients gather financial records, understand lender policies and prepare credit applications. We explain the information a bank may require and assist with additional questions as an assessment progresses. Clear communication helps borrowers understand the different steps rather than facing unfamiliar paperwork on their own.

First-home buyers can discuss deposits, borrowing capacity, pre-approval and settlement. Families moving between properties may need to consider the existing mortgage and the next purchase together. We explain fixed and variable loans, repayment arrangements and account features. Construction and house-and-land borrowing can require building contracts, valuations and staged payments that differ from a completed home purchase.

Investment lending can involve property equity, rental assumptions, existing loans and holding costs. We help clients compare loan terms and relevant supporting documents.