Blain Financial

We are Blain Financial, a Canberra mortgage broking team based in Yarralumla. Lucy Blain and Kim McGuinness work with client support colleagues to assist home buyers, investors and business borrowers.

For home loans, we discuss deposits, income, spending and existing debts.

For first home buyers, we explain deposits, purchase costs, documents and settlement.

Investment property borrowing involves rent, holding costs, existing loans and future plans.

For refinancing, we review current loan terms, product features and switching costs. We explain valuations, lender documentation and the steps needed to move an existing mortgage.

Commercial borrowing begins with business purpose, cash flow and borrower structure. We discuss lender evidence, terms and security requirements relevant to business finance.

Bridging finance may help when purchasing before selling an existing home. We discuss transaction timing, temporary repayments and the planned exit after the sale.

For car finance, we review purchase price, vehicle purpose and repayment term. We explain lender evidence, security and financing structures that differ from home lending.

For asset finance, we discuss equipment purchases, business purposes, repayment terms and security. Supporting records vary according to the asset and lender.

We help organise lender records and explain application stages and settlement. Clients can return to discuss new plans or review a loan they already hold.