Warren Financial Group

Our Chermside office supports first-home buyers, homeowners and property investors while also discussing construction, business and vehicle finance options. We compare lender requirements in light of each client's financial circumstances.

For investment property lending, we consider expected rent, property holding expenses, existing debt and future purchases. Different institutions may assess investment income and acceptable security differently.

When reviewing a current mortgage, we examine its balance, term, repayment features and possible refinance expenses. We explain how those details compare with alternative structures or remaining with the current lender.

Construction and renovation lending often involves a building contract, project budget, progress payments and lender valuations. We explain why this is different from financing an already completed residence.

Commercial property and business finance require attention to the purpose of borrowing, trading results, cash flow and proposed security. We discuss these requirements separately from those of a standard home mortgage.