Trilogy Funding

Our Canberra team meets clients at the Equinox offices in Deakin. We discuss mortgage and finance strategies for first home buyers, investors and business owners, taking existing commitments into account.

We discuss the deposit, household income, expenses and repayment plans before comparing home loans.

We help first home buyers understand deposits, purchase costs, documentation and the steps to settlement.

Investment borrowing involves expected rent, existing debts, holding costs and future plans. We discuss loan terms and how repayments may affect an investment portfolio.

We review existing mortgages, remaining terms and potential switching costs before comparing refinancing options. A lower quoted rate is not the only factor in the decision.

Commercial loans require a clear purpose, borrower structure and financial records. We discuss lender requirements, security and repayment terms with business owners.

Restructuring begins with existing loan terms, repayment arrangements and security. We discuss possible changes and associated lender requirements or costs.

Borrowing capacity depends on income, ongoing costs, debts and lender assessment methods. We discuss affordability rather than relying on one calculator figure.

Our consultations cover financial records, borrowing purpose and lender conditions. We also discuss how multiple loans can affect cash flow and the next property purchase before applications proceed.