SimpliFi Lending

We provide mortgage broking from Gasworks Plaza in Newstead. SimpliFi Lending is a registered business name of the GDA Finance Trust, and broker Glen Atkins assists home buyers, investors and self-employed borrowers.

We begin with the property, purchasing timeline, deposit, income and existing debt commitments. Borrowing needs to be assessed against a realistic budget and the client's future plans.

First-home buyers may need to prepare savings evidence, understand other buying expenses and review possible buyer schemes. We explain the steps from an initial estimate to a lender's formal decision.

Loan comparison involves more than the advertised interest rate. Fixed periods, variable structures, offset features, additional repayments and switching fees may influence long-term flexibility.

Investment property lending requires consideration of rent, holding costs, existing loans and further purchases. Lenders may assess investment income and property security under different policies.

When refinancing an existing mortgage, we review the remaining balance, contract features and potential discharge costs. We compare keeping the existing arrangement with alternatives.