Public Home Loan

Our Eight Mile Plains brokerage helps first-home buyers, property investors, refinancers and clients financing house-and-land packages. Public Home Loan is the registered trading business of Public Finance Group Pty Ltd.

When refinancing an existing mortgage, we review the remaining balance, contract features and potential discharge costs. We compare keeping the existing arrangement with alternatives.

Land and construction borrowing may involve building contracts, project budgets, progressive drawdowns and separate valuations. We explain the supporting documents lenders can require.

Self-employed borrowers may need to show tax returns and business financial records rather than relying on standard salary evidence. We discuss the relevant lender criteria before submission.

Commercial and vehicle finance can involve different borrowing purposes, security arrangements, business income and repayment structures from a conventional residential mortgage.

We help organise income records, bank statements, existing liabilities and property details, then assist when a lender requests further evidence or clarification during assessment.