Retire Advice

Retire Advice is led by James Smith in Hackett, specialising in retirement and Commonwealth defined-benefit schemes, including PSS, CSS, MSBS and DFRDB. Clients can choose a focused superannuation review or continuing financial advice tailored to retirement decisions.

Retire Advice specialises in the transition from employment to retirement, particularly for clients with Commonwealth defined-benefit pensions. James Smith can discuss retirement timing and income options through a targeted pension health check or an ongoing advice relationship.

Retire Advice focuses on people approaching or entering retirement, particularly those with Commonwealth public-sector or Defence superannuation benefits. James helps clients understand the implications of PSS, CSS, MSBS and DFRDB entitlements in relation to their intended retirement date and household needs.

The service considers more than a pension balance. Other superannuation accounts, personal investments and savings may all contribute to retirement income. Clients can discuss how different resources may be used over time and what choices deserve attention before leaving employment.

A focused review may be suitable for somebody facing one significant pension decision, while another client may benefit from an ongoing advisory relationship. Meetings with James at the Hackett office are intended to make scheme rules and future income questions easier to understand, including for people who have not yet settled on a retirement date.