Olive Road Financial

Our Coorparoo office works alongside our Sydney team. Directors Tony Ruellan, Jae Choi and Grant Whinnett bring banking and lending experience to home, investment and commercial finance. We compare lender requirements in light of each client's financial circumstances.

We begin by understanding the property transaction, intended timing, available deposit, income and existing obligations. These details help us discuss borrowing against a realistic budget and financial plan.

First-home buyers may need to consider deposits, purchasing costs, relevant schemes and the evidence required by lenders. We explain the steps between an indicative assessment, conditional pre-approval and a final credit decision.

Loan comparison extends beyond the headline interest rate. Repayment terms, fixed and variable features, offset accounts, additional repayments and potential switching costs can make products useful in different ways.

For investment property lending, we consider expected rent, property holding expenses, existing debt and future purchases. Different institutions may assess investment income and acceptable security differently.