Nectar Mortgages

Our Canberra City office on Northbourne Avenue in Turner includes local brokers such as Martin Zachara. We are part of a wider Australian network and help clients discuss home loans and other borrowing options.

We discuss the deposit, household income, expenses and repayment plans before comparing home loans.

We help first home buyers understand deposits, purchase costs, documentation and the steps to settlement.

Investment borrowing involves expected rent, existing debts, holding costs and future plans. We discuss loan terms and how repayments may affect an investment portfolio.

We review existing mortgages, remaining terms and potential switching costs before comparing refinancing options. A lower quoted rate is not the only factor in the decision.

Commercial loans require a clear purpose, borrower structure and financial records. We discuss lender requirements, security and repayment terms with business owners.

SMSF property borrowing involves different structures and lending criteria from personal home loans. Independent legal, tax and superannuation advice is important.

Asset finance starts with the asset, its purpose and repayment budget. We explain lender evidence, security and repayment arrangements for the proposed purchase.

ACT clients can speak with a local broker about lending plans and application documents. Business, asset and SMSF borrowing require different structures and may involve independent legal or tax advice.