Much More Than Money

Much More Than Money is a Canberra and Sydney planning firm that links financial decisions with the lifestyle clients want to build. It advises on wealth, retirement, superannuation, investments and protection.

Much More Than Money begins by asking what clients want their wealth to make possible. For one family, financial planning may be about spending more time together; for another, it may involve changing careers, supporting relatives or creating a comfortable retirement. The business considers personal values and preferred lifestyles before discussing particular financial arrangements.

Advice covers wealth accumulation, investing, superannuation, retirement income and personal protection. Working households may be balancing a mortgage and living costs with long-term savings. Retirees and people approaching retirement need to consider how existing assets can fund their changing spending patterns.

Protection decisions can also be important where a family depends on employment or business income. Advisers examine relevant financial responsibilities and existing arrangements rather than treating insurance as a standalone product choice.

Estate and intergenerational questions form another part of the practice. Clients may wish to support their children, provide for relatives or understand how superannuation beneficiaries fit alongside other assets. Where formal legal or tax work is required, the relevant professional specialist can be involved.