West Home Loans

We are West Home Loans, a mortgage brokerage in Joondalup led by Bob Malpass. We help first home buyers, investors, people refinancing an existing mortgage and suitable business borrowers. Our Grand Boulevard office is available by appointment, and we compare loan structures and costs according to each client's circumstances.

We begin with the client's borrowing goal, transaction timetable and current financial circumstances. We help organise income, asset, debt and property documents before comparing relevant lender products. Once a direction is selected, we assist with the application, respond to requests for further information and discuss valuations, conditions and the steps leading to settlement.

We aim to remain available after settlement if work, family circumstances or property plans change. Loan rates, costs, eligibility and approval depend on the lender's current requirements and each applicant's circumstances. We cannot promise approval or a guaranteed lowest rate. Clients should obtain separate legal, tax or investment advice when those decisions require another professional.

For home finance, we review the buyer's deposit, income and manageable repayments before comparing lender products. We explain loan terms, rate structures, relevant fees and repayment features, considering how they affect the household budget after the purchase.