In Mortgage & Finance Services

We are In Mortgage & Finance Services, known as imfs, an established mortgage and finance brokerage with a Perth office in West Perth. Our team's service history reaches back to 1998. We assist first home buyers, homeowners, investors and commercial borrowers with loan comparisons and applications, drawing on the expertise of a collaborative group of experienced finance consultants.

We begin with a conversation about the purpose and timing of the proposed loan, together with the client's income, deposit, other borrowing and repayment budget. We then compare relevant lender criteria and the documentation needed for a possible application. Once an appropriate direction has been chosen, we help organise identity, income and property records, respond to questions from lenders and explain the next steps from preliminary assessment through valuation, formal approval and settlement.

Our service continues beyond the initial transaction. Borrowers may return when employment, family finances or property arrangements change, and we can discuss whether their existing loan remains appropriate. We explain relevant product features, costs and the longer-term responsibilities of repayments. Loan eligibility, rates, fees and approval depend on the lender's current requirements and the customer's individual application. We do not guarantee approval or a particular price, and encourage independent legal or tax advice for those separate decisions.