Finance My Home

We are Finance My Home, a South Perth mortgage brokerage led by founding director and broker Colin Lamb. We help first home buyers, homeowners reviewing their existing mortgages and property investors prepare and compare lending options. We also work on suitable business finance and coordinate with property transaction professionals as applications progress towards settlement.

We begin with a conversation about the purpose and timing of the proposed loan, together with the client's income, deposit, other borrowing and repayment budget. We then compare relevant lender criteria and the documentation needed for a possible application. Once an appropriate direction has been chosen, we help organise identity, income and property records, respond to questions from lenders and explain the next steps from preliminary assessment through valuation, formal approval and settlement.

Our service continues beyond the initial transaction. Borrowers may return when employment, family finances or property arrangements change, and we can discuss whether their existing loan remains appropriate. We explain relevant product features, costs and the longer-term responsibilities of repayments. Loan eligibility, rates, fees and approval depend on the lender's current requirements and the customer's individual application. We do not guarantee approval or a particular price, and encourage independent legal or tax advice for those separate decisions.