Dominion Finance

We are based in central Canberra and our mortgage broking team includes Melita Beilicz and Suzanne O'Connor. We work with local households and investors on home and property finance.

We discuss the deposit, household income, expenses and repayment plans before comparing home loans.

We help first home buyers understand deposits, purchase costs, documentation and the steps to settlement.

Investment borrowing involves expected rent, existing debts, holding costs and future plans. We discuss loan terms and how repayments may affect an investment portfolio.

For construction loans, we discuss land, building contracts, project budgets and progressive payments. Lender valuations and document requirements may change during construction.

We review existing mortgages, remaining terms and potential switching costs before comparing refinancing options. A lower quoted rate is not the only factor in the decision.

Commercial loans require a clear purpose, borrower structure and financial records. We discuss lender requirements, security and repayment terms with business owners.

For low-documentation lending, we discuss available tax, banking and business records. A different documentation route does not remove income and credit assessment.

Our brokers help prepare lender records, discuss application progress and coordinate settlement steps. Clients can return to review their options when home or investment plans change.