Brisbane Home Loans

Our Strathpine brokerage supports first-home buyers, existing homeowners and investors with purchase, refinance and pre-approval applications. We discuss each client's financing purpose and lender requirements before preparing a formal application.

For property investors, we discuss expected rental income, holding expenses, current liabilities and plans for additional purchases. Credit policies can differ across institutions and property types.

When reviewing an existing mortgage, we examine its outstanding balance, term, repayment features and potential refinancing costs. Staying with the present lender may be considered alongside new products.

Construction finance can involve building contracts, progress payments, budgets and lender valuation requirements. Changes to the construction schedule may affect the documents and funding process.

For business and commercial borrowing, the purpose of funds, trading records, cash flow and proposed security may require a different lending assessment from an ordinary residential mortgage.

We help clients prepare bank statements, income documentation, details of existing credit commitments and property records, and assist when a lender requests clarification or further evidence.