Emjay Insurance Brokers

We are Emjay Insurance Brokers, an insurance brokerage with an office in Sydney, Sydney. Our work focuses on industrial risks in construction, mining and manufacturing. We support builders, mining, energy and manufacturing firms and begin by understanding their circumstances before discussing a policy.

Our conversations consider existing policies, important assets, business activities and responsibilities to others. We explain key terms and excesses, and identify what needs to be clarified before an insurer can assess an application. The goal is to give clients enough context to understand the cover they are considering.

We begin by understanding the client's operations, assets and contractual responsibilities. Our brokerage role includes explaining differences between policy terms, excesses and exclusions rather than comparing premiums alone.

Business insurance can involve premises, equipment, stock and interrupted trading. We consider operational circumstances and discuss how package protection might fit alongside more specialised cover.

We stay involved when a client has questions about renewals, changed activities or the steps involved in making a claim. Our work is based on clear communication and realistic expectations: the policy wording and the insurer's assessment determine the cover and any settlement.