Civic Insurance Brokers

We provide general insurance broking services from offices in Canberra and on the Central Coast. Our clients include businesses, professional practices, technology firms, associations and not-for-profit organisations. We begin by reviewing their activities, assets and responsibilities before discussing suitable insurance. Business property and interruption cover may address damage to premises, equipment or stock and the effect of lost trading time. We help clients consider the insured location, limits, excesses and exclusions. A change in premises or activities can prompt a review of the current policy. Public liability relates to certain injuries or property damage affecting third parties. Professional indemnity addresses different allegations connected with professional services and advice. We explain these distinctions using the client's actual work, contracts and potential exposures. Technology firms may face cyber incidents, privacy claims and issues arising from software or IT services. We also advise associations on management, governance and committee responsibilities. These risks may call for specialist liability products beyond a basic business package. Corporate travel is another part of our service, relevant to organisations whose staff travel for work. We discuss travel disruption, medical assistance and baggage conditions alongside the activities and destinations involved. We also help clients examine policy renewals and changing needs.