CHIRPS Insurance

We are a family-run insurance brokerage based in Phillip, Canberra. We work with businesses, professionals and households whose risks differ according to their activities and assets. A builder, a shop owner and a family insuring a home do not necessarily need the same policies.

For commercial clients, we discuss business insurance, property and interruption risks. Public and product liability can involve claims arising from injury or property damage to other people, while professional indemnity concerns certain allegations relating to professional services.

Construction work, subcontracting and employing staff introduce other considerations. We assist clients in discussing site activities, contract requirements and workers compensation. We also explain why separate forms of insurance may be needed for different responsibilities.

Families can seek help with home and contents, motor, landlord and travel cover. An owner-occupied home, a rented property and vehicles used for different purposes present distinct risks. We help clients understand policy limits, exclusions and the information needed to assess cover.

We can review existing policies as clients purchase assets, change jobs, move or expand a business. Claims assistance includes explaining the reporting process and communicating with relevant parties. The insurer assesses each claim under its terms, and we focus on clear advice and continuing personal service.