Beacon Insurance

We are Beacon Insurance, a specialist commercial brokerage operating from Creek Street in Spring Hill. Founder Dominic Pearl works with growing businesses across manufacturing, construction, healthcare, hospitality, retail and professional services.

Our risk review begins with an understanding of operations, assets and commercial obligations. We discuss exposures that may be addressed through insurance and others that require operational management, so that a proposed insurance program is considered within the wider circumstances.

For business insurance, we ask about premises, equipment, stock, staff and how customers interact with the operation. We compare the sections of available commercial policies, including limits, excesses and exclusions, to clarify what each arrangement is intended to protect.

Commercial property arrangements depend on the premises and assets a business relies on. We discuss buildings, stock, equipment and potential interruption to trading following insured damage. Values and policy descriptions deserve another look when the property or business changes.

Our practice reviews commercial risks, obtains insurance terms and helps manage renewals and claims. We encourage clients to talk with us whenever their operations or contracts change, so cover can be assessed against the business they actually run.