AIC Insurance Brokers

We provide insurance broking from Collins Street in Melbourne, helping retailers, trading businesses and professional firms consider commercial protection. Our approach starts with the client's operations, assets and contractual obligations before discussing property, liability and specialist insurance options.

Digital incidents, interruption to trading, audit costs and unpaid trade invoices represent different kinds of loss. We help clients understand the purpose and limitations of the relevant products and review existing policies when activities or contracts change.

Our broking service begins with a review of the client's assets, activities, contracts and existing insurance. Quotations that appear similar can differ significantly in limits, excesses, exclusions and special conditions. We explain how these terms relate to the client's practical risks so that the decision involves more than the quoted premium.

We assist with quotations, policy reviews, renewals and questions arising after an incident. New equipment, customers or contractual duties can justify another look at existing protection. Coverage and payment remain subject to the policy and insurer's assessment; we provide direct broking support and explanations of relevant terms.